Habits. you make them. then. they make you.

Friends, today, I’d like to share with you one of my favorite topics to read about and actually apply in my life as of today (without any more visual proof than when i started reading about this), habits.
You’re actually in for a treat because I’ll be showing you what my habits are (the good, the bad and the supposedly new ones – some of which i’ve set months or years ago but wasn’t able to do them – i wonder why?).

“We first make our habits then our habits make us.” John Dryden

People are not born with the tendency to procrastinate on things, bite their nails, watch 4-6 hours of TV after a long day at work, writing blog posts everyday to fulfill a 30 day challenge, eat lots of fast food to satisfy that feeling of “emptiness” inside which a perfectly crafted PBJ sandwich can do the same way. But that’s just what habits are, things that you and I were able to copy from what we see other people do, that in our perception, actually looks good or makes that other person look sort of cool or admirable.

But then again, some of the habits, since you’ve been doing them for so long, become second nature, and then something blows up in front of you and you realize that there are some things that you that you are not aware of anymore. Being too touchy? familiar, right? Being too frank regardless of what other people will feel? Snapping at someone over a trivial miscommunication.

These are actually things that you would not like to do to other people, however, since you’ve been around people doing similar things and actions, you can’t help but do them also.

And that’s why, starting out, you have complete control over all the things that you do, then eventually, your conscious mind (CM) won’t be able to handle everything that’s why your CM passes some of the repetitive work to your subconscious mind (SM) so your CM can focus on higher level skills.

i.e. typing can be passed to your SM, but you do remember when you were just able to type 1-2 word per minute (kidding!) but can blast away at 50-60 words per minute at present. When you are able to do typing automatically, you can focus on thinking what to write (writing a blog post or pages after pages of a book).

I think i’ve told you enough about habits, now for our main event.

Toy’s Habits!

(drumroll please)

Positive habits:
-reading books and articles
-budgeting
-writing articles

Negative (in my perception only)
-watching TV
-eating uncontrollably
-surfing the net for hours, mindlessly
-playing games (for hours – oh dear!)
-taking a really long time in the john
-bad posture
-inconsistent exercise
-inconsistent sched planning
-taking a lot of time to budget and sort out finances

New Habits
-gym every other day
-boxing every other day
-writing articles everyday (i know right, confusing for me too)
-reading the bible everyday (i do this everyday before, i think something else took its place, shame on me)
-reading reports
-taking part in the community more often

So there you have, i just had to put it out there! I know this post is a bit short but I’ll make sure to make a follow up post about it and update you with my habits, the positive, the negative and the new ones in transition.

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Puzzle : Big Picture

Kids frustrated with puzzles. That’s what i get to see on a daily basis. Kids trying their hardest to put pieces together, that in their own mind would absolutely, undoubtedly fit perfectly.

But then again, puzzles have a simple way of showing all of us, not just kids, not just adults but as well as adults who is a kid at heart.

A puzzle is kind of your goal, it’s your big picture. So you steadily put the pieces together, trying to build your big picture.

Path made just for you.

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Friends, you may be at a time in your life when you are not sure where you are going or in what direction you “should” follow. These thoughts are frustrating and very annoying, not only for you but also to people who are looking up to you.

You may also be like other people who’ve been able to reach some of their goals in life. They were able to live the life they’ve been dreaming and them one day, wakes up with a new perspective.

Is this really all there is my life?

But you already know the answer to that. God has put in men and women the notion of satisfaction, of the thought that you will all the things in life that you desire and need but it will also up to you to make the most out of these gifts.

I have allthe things i need. Love, family, wisdom and direction. I am grateful for everything that God has given me. Now it is my time, the opportunity to make the most out of these gifts. To nurture and make them grow. To prosper.

A lot of people say that there may be greener grass in other pastures, this may be so if you happen to lose sight of the path that you have been set to track. But i’d rather think that you may have the best things in your that you need and of the greatest value, and God has given you the chance to make these gifts even better.

Financial = Fitness

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Let me fancy you with one of new found past time. Graph making. Especially graphs that do are not empirical data sound and have no actual association, or so i thought.

This is actually a mash up of my goals at the moment, repay debt (because debt is not a tool) as well as increase my fitness level with hopes of actually achieving 72 kilos.

It so happened thay financial bearing is actually best described parallel to your fitness.

I got the idea from Dave Ramsey’s book, the total money make over, and it so happened that i was 80 kilos at the time (weight) and that is very near the overweight BMI for my age, and height. It also happened, yes, of course it wasn’t my fault that i had some debt to repay (sarcasm).

When i read the book, i really liked the repaying debt part as well as his debt snowball technique but tread lightly with the investment part – i’m reading about that from a different book, and more on Philippine- oriented book.

So as you can see, with much joy, i’m very near the part when i’ve actually payed off my debt (lol) and steadily pursuing my desired fitness level.

What can you say about the graph? Do you think it’ll matter more to put actual figures there? Kindly tell me what you think about so we can share it with the community.

Strong Foundation: Financial: Emergency Fund

Essentially, a lot of people seem to think of security, a buffer (the bigger, the better) and what may seem like any kind of aspect in their lives. Insurance for health and hospitalization, a back up wedding dress in case of emergency (totally made up), possible date #2 if date #1 ditches you (seriously?) and of course, having the money that you need in case of “emergencies”.

(Drumroll please)

the EMERGENCY FUND!
(basically, 3-6 months worth of money in a money market fund or any savings account – never mind the interest growth, it’s not for your investment, set aside for “emergencies”)

However, let me define these “emergencies”, regarding the financial aspect. This is how i see things, so if you have something to say about them, they are very welcome.

Emergencies wherein you can use your emergency fund, DON’T INCLUDE THESE –
1. surprise super sale in your nearby mall (which coincidentally happens every time you get your salary). not much of a surprise anymore is it?
2. the newest phone in the market with a projector and voice activated applications that can take control of all of your appliances in the house (believe me, with how fast technology is developing right now, that phone will lose 40-60% of its value in months)
3. a brand new display and a fresh batch of clothes for your favorite online shop and mall boutique, how timely! I just so happened to wear another dress more than once (twice! the horror!).

You get the idea. Here are the examples worthy of the Emergency Fund endowment (but you have to put it back as soon as you can).

Emergencies include abrupt medical issues (insurance can cover it but you got to have that quick slip dough just in case), your car broke down because your gas pump finally gave out, seat sale for a key business trip and speaking convention (i know, i know, these sales strategically or “coincidently” pop up from nowhere but always look out for VALUE).

There you have it. Remember, make sure to complete your EMERGENCY FUND as soon as possible and get to work on the other steps towards financial peace.

I’m actually working on this step and it’s going smoothly.

A Strong Foundation (series)

Spiritual, Physical, Financial, Social and Mental.

All aspects of your life.

Spiritual: Proverbs

Physical: Back muscles

Financial: Emergency Fund

Social: Dale Carnegie

Mental: Thirst for knowledge

Pride. Destruction.

Friends, today I’d like to share with you a verse that has struck me, the first time i read it.

I know that this is true because it has happened to me time and time again, that is why i keep myself in check and always deploy a blanket of humility.

What do you think? You can comment on my drawing too, it’s obviously a work in progress, severe progress required.

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